4/07/2011

Overdraw (超押)

信用狀是認單不認人,L/C上若無明文規定可超押,縱使客戶來電允認,亦不能超押,否則整筆貨款可能遭開狀銀行拒付。

有關於信用狀的金額,數量或單價者, 容許不逾該金額,數量或單價10% 上下的差額。

若信用狀規定金額為 About US$ xxxxx時,則可超押 10%,此為超押的特例。

實務上,若開狀銀行同意,是可以超押的。

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