10/28/2010

Export credit insurance

Export credit insurance: 輸出信用保險;出口信用保證,
又稱export credit guarantee或
輸出保險(export insurance).

輸出保險:對於政治或信用所發生的危險,予以投保者稱為輸出保險。此種危險發生的原因,除了貨物運輸風險外,亦包括進口商破產,違約或進口外匯短缺,目的地發生戰爭,內亂,革命等。

目的:鼓勵貿易輸出的發展,並保障出口商因輸出貨物遭遇各項政治危險或信用危險損失。

功用:
1.減少出口商所承擔之風險,可擴大貿易機會。
2.申辦融資並加強貿易。
3.研判風險,加強信用調查。
4.可向進口商索賠,保險單位在理賠前後,可催促進口商付款。

輸出保險的種類:
1.託收方式(D/P, D/A)輸出綜合保險。
2.輸出融資綜合保險。
3.中長期延付輸出保險。
4.海外投資保險。
5.普通輸出綜合保險。
6.海外工程保險。
7.記帳方式(O/A)輸出綜合保險。
8.信用狀出口保險。

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